Wednesday, October 02, 2013

Ranting On...the Lottery


Most of the rants I do on this site are about either entertainment or politics, and traditionally have been on Fridays.  While I still have a Friday rant planned for this week, I couldn’t let this one go, and since it’s not on a topic we traditionally discuss here (or likely ever will again) and it’s going to be short, I figured we could make a Wednesday exception.

Much has been made about “Wild” Willie Seeley and his wife Nancy calling their $3.8 million lottery win a curse.  It is widely-known that with the champagne wishes and caviar dreams that come with winning the lottery, you also get your share of misery.  Scams, threats, relatives you never knew existed-they all come out of the woodwork ten times over when millions of dollars are at stake.  With this, some lottery winners state that winning the lottery is the worst thing to ever happen to them, and to them, I say, “HOGWASH!”

Seriously, I understand that I will never have the opportunity that these people have (I play the lottery, but like all of you, I won’t ever win it).  But it’s not like we don’t live in a world without Google.  Every single one of these people knows what is in store for them when they decide to cash in that ticket, but personal responsibility comes into play with winning and managing a large sum of money.  I don’t get how some of these people think that spending ostentatiously and having a wildly different lifestyle won’t impact the rest of their lives and their children’s lives.

I’d recite common advice on what to do if you win the lottery, but I don’t need to, because there are hundreds of websites that feature the same pieces of advice; every time the Powerball or Mega Millions hits $300 million or so, you see the same warnings about taxes and signing the ticket and getting a lawyer. 

The sad thing is that most of the problems that happen as a result of winning the lottery are so easily controllable.  If you don’t want people asking you for money, get an unlisted number, or just tell them no.  It’s your money, not there’s.  If you don’t want your children to act like brats, don’t spoil them incessantly (this is true for people who don’t win the lottery as well, for the record).  If you don’t want to lose all of your money, hire a strong financial planner and take a vested interest in how your money is doing; take a course on money management or budgeting if you’re worried-you can certainly afford it now.  You were able to manage a budget before and have a job-now your job is this sum of money that you have.

Because the reality is, most people have to struggle to make ends meet.  Most people aren’t so greedy that they wouldn’t settle for less than the $200 million in the Powerball, and would be grateful for just about any unexpected help.  And your complaints sound horribly selfish to people who don’t have the luxury of millions of dollars-we all have problems, but it’s hard to feel sorry for people who can pay to get rid of them.

I will say one thing, though, in defense of the lottery complainers (so as not to sound too bitter and judgmental).  I do think they should be able to accept their winnings anonymously.  The government can monitor state and national lotteries if they so choose to ensure someone is winning the lottery in those states, but I don’t think people should be forced to give their names to the public, making them a target for scams, threats, and a lot of the issues that befall winners.  But that’s the only thing I’ll allow.  You just won the lottery: congrats and stop your whining.

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